Caldwell v. Freedom Mortgage Corporation

United States District Court, Northern District of Texas Dallas Division

Civil Action No. 3:19-CV-02193-N

If you paid Freedom Mortgage a fee to make a mortgage payment by telephone or the internet between September 14, 2017 and August 3, 2021 a class action settlement may affect your rights.

A court authorized this website. Please read it carefully. Your legal rights will be affected whether or not you act. This is not a solicitation from a lawyer.

Your rights may be affected by the proposed settlement (“Settlement”) of this class action lawsuit if you are a borrower on a residential mortgage loan on properties in the United States whose loans were serviced by Freedom Mortgage Corporation (“Freedom”) and you paid a fee to Freedom for making a loan payment by telephone or the internet on or after September 14, 2017 (the “Settlement Class” or “Settlement Class Members”). Freedom’s records identify you as a Settlement Class Member.


Do Nothing And Receive a PaymentIf you are entitled to payment under the Settlement, you do not have to do anything to receive it. If the Court approves the Settlement and it becomes final and effective, and you remain in the Settlement Class, you will automatically receive a payment. You will give up your right to bring your own lawsuit against Freedom about the claims in this case. 
Exclude Yourself From The Settlement
Deadline: November 16, 2021
Instead of doing nothing, you may ask to be excluded from the lawsuit. If you do so, you will receive no benefit from the Settlement, but you retain your right to sue on your own. Should you exclude yourself from the Settlement, you should understand that Freedom will have the right to assert all defenses it may have to any claims that you may seek to assert. 
Deadline: November 16, 2021
You may object to the Settlement and have your objections heard at the December 17, 2021 Final Approval Hearing.
  • These rights and options and the deadlines to exercise them – are explained on this website. 

This website is a summary of the Settlement and of your rights. A full copy of the Settlement Agreement is available in the Documents section of this website.

This website is authorized by the Court, supervised by counsel and controlled by the Settlement Administrator approved by the Court. This is the only authorized website for this case.

Caldwell v. Freedom Mortgage c/o Settlement Administrator
PO Box 225391
New York, NY 10150-5391


Please read for a full explanation of the settlement and your options and all applicable timelines.


Contact us with any inquiries, comments, and/or requests.

Important Dates

  • Exclusion Deadline

    Tuesday, November 16, 2021 The deadline to request exclusion has passed on November 16, 2021.
  • Objection Deadline

    Tuesday, November 16, 2021 The deadline to object has passed on November 16, 2021.
  • Final Approval Order Date

    Friday, December 17, 2021 The Final Approval Hearing took place on December 17, 2021 and approval was granted. 

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